• Create exit strategies to assist you in leaving your business when  you want to and on your terms.

• Design and implement a business continuation plan to help preserve your business in the event that a partner or owner dies, becomes disabled or leaves the business.

• Develop exit strategies to help maximize your financial return, reduce your income tax liability and increase the chances of a successful transition.

• Implement strategies to help you recruit, reward and retain selective key employees.

• Design nonqualified benefit plans for selective employees, to overcome the limitations placed on them by qualified retirement plans.

• Create strategies to close the "retirement gap" successful owners, executives and professionals generally experience.

Whatever the situation, Creative Business Strategies, Inc., stands ready to assist with personalized analysis and recommendations to find the best solutions for businesses and professionals to meet their financial goals.

Mark Gerber is licensed in AZ, CA, CO, FL, IL, MO, MT, NM, OR, TX, WA, and WY to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in CO, MT, OR, WA, and WY and adviser registered in MT. Jim Morrison is licensed in AK, AZ, CO, IA, ID, MT, NV, OR, TX, WA, and WY to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in CO, MT, NV, OR, UT, WA, and WY and adviser registered in MT.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Mark Gerber and Jim Morrison may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Mark and Jim that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Princor Financial Services Corporation, 800-247-1737, member SIPC. Mark Gerber and Jim Morrison, Sr. Financial Representatives, Princor Registered Representatives, Financial Advisors. Principal National, Principal Life, the Preferred Product Network, and Princor® are members of Principal Financial Group, Des Moines, IA 50392. Creative Business Strategies Inc. is not an affiliate of any company of the Principal Financial Group.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.

914 Wyoming Ave.

Billings, MT 59101

Phone: 406-294-3080

Fax: 406-294-3083