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Owner Questions

Hard Questions That Need To Be Answered

At some point-in-time, you will be leaving your business. How would you like to leave when you want to and on your terms?

The #1 "value driver" of your business is a "locked-in transferable management team." What does your "Golden Handcuffs" program look like?

Do you know how to motivate and lock-in the "Rainmakers" of your company without having to give away any stock ownership?

What concrete program do you have in place to help preserve your business in the event that a partner or shareholder dies, becomes disabled or leaves the business?

What is the exit strategy you have in place that will help you maximize your financial return, reduce your income tax liability and increase the chances of a successful transfer?

As a professional or small business owner, are you aware that you might be missing out on an opportunity to put away considerably larger tax-deductible contributions than you currently are?

In your retirement planning investments, how important to you is creditor protected, tax deductible, tax-deferred and market risk avoidance?

Exit Planning involves answering "Yes" to seven questions:

Do you know your exact retirement goals and what it will takeóin cashóto reach them?
Do you know how much your business is worth today, in cash?
Do you know the best way to maximize the income stream generated by your ownership interest?
Do you know how to sell your business to a third party and pay the least possible taxes?
Do you know how to transfer your business to family members, co-owners, or employees while paying the least possible taxes and enjoying maximum financial security?
Do you have a continuity plan for your business if the unexpected happens to you?
Do you have a plan to secure financial independence for your family if the unexpected happens to you?

Creative Business Strategies, Inc., can help you work through these seven planning questions so you will be able to exit your business successfully .

Click here to contact us

Click here to receive a complimentary subscription to "The Exit Planning Review" e-newsletter.

Mark Gerber is licensed in AZ, CA, CO, FL, IL, MO, MT, NM, OR, TX, WA, and WY to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in CO, MT, OR, WA, and WY and adviser registered in MT. Jim Morrison is licensed in AK, AZ, CO, IA, ID, MT, NV, OR, TX, WA, and WY to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in CO, MT, NV, OR, UT, WA, and WY and adviser registered in MT.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Mark Gerber and Jim Morrison may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Mark and Jim that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Princor Financial Services Corporation, 800-247-1737, member SIPC. Mark Gerber and Jim Morrison, Sr. Financial Representatives, Princor Registered Representatives, Financial Advisors. Principal National, Principal Life, the Preferred Product Network, and Princor® are members of Principal Financial Group, Des Moines, IA 50392. Creative Business Strategies Inc. is not an affiliate of any company of the Principal Financial Group.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.